Search verified auto insurance policies, home insurance policies, and auto ID cards from major insurance carriers without the need for login credentials using Canopy Connect's Policy Search API.

Search Types

The Policy Search API supports three credential-less search types.

Search Type	Description
Auto ID Card Search	Search for an Auto ID Card
Auto Insurance Policy Search	Search for an Auto insurance policy
Home Insurance Policy Search	Search for a Home insurance policy

Auto ID Card Search

Auto ID Card Search returns verified Auto ID Card info without the need for login credentials.

Carrier-specific Search Input and Output

	Allstate	Farmers	Nationwide	Auto-Owners
Inputs
Policy Number		Option A	Option A	Required
Zip		Required	Required	Required
First Name	Required	Option B
Last Name	Required	Option B
Date of Birth		Option B	Required
Email address	Required
Mobile number	Required	Required	Option B
Mobile OTP (one-time password)	Required	Required	Option B
Outputs
Auto ID Card PDF	✅	✅	✅	✅
Insurance company name	✅	✅	✅	✅
Insurance company address	✅	✅	✅	Partial (City, State)
Policy Status	✅	✅	✅	✅
Policy Effective Date	✅	✅	✅	✅
Policy Expiry Date	✅	✅	✅
Policy Number	✅	✅	✅	✅
Vehicle Details	✅	✅	✅	✅
Named Insured	✅	✅	✅	✅
Named Insured Address	Partial (State)	✅	Partial (State)	Partial (State)
Agent full name	✅		✅	✅
Agent phone	✅	✅	✅	✅
Agent address	✅	✅

Example Auto ID Card Search Result

Fetch the Auto ID Card data via the GET /pulls/:pullId endpoint

{
  "success": true,
  "pull": {
    "answers": [],
    "first_name": "Clark",
    "middle_name": "J",
    "last_name": "Kent",
    "work_phone": null,
    "work_phone_extension": null,
    "mobile_phone": "8885550000",
    "home_phone": null,
    "gender": null,
    "marital_status": null,
    "education": null,
    "occupation": null,
    "email": "clark.kent@theplanet.com",
    "account_email": "clark.kent@theplanet.com",
    "phone": null,
    "pull_id": "b8ae87fc-9dec-4e85-8eb0-74f9d7b004ac",
    "status": "SUCCESS",
    "insurance_provider_name": "allstate",
    "team_id": "e0e8deb1-6806-4c71-8a69-93c07bd698e5",
    "widget_id": "9e1a5a8a-7d96-47c8-bb55-df6be2a4f924",
    "is_archived": false,
    "created_at": "2025-07-06T00:07:17.813Z",
    "no_policies": false,
    "no_documents": false,
    "no_claims": false,
    "no_loss_events": false,
    "policies_selection_enabled": false,
    "type": "POLICY_LOOKUP",
    "skipped_product_types": null,
    "insurance_type_selection": null,
    "meta_data": null,
    "insurance_provider_friendly_name": "Allstate",
    "no_drivers": false,
    "account_identifier": null,
    "public_alias": "demo",
    "deleted_at": null,
    "public_url": "https://app.usecanopy.com/c/demo",
    "encountered_mfa": true,
    "funnel": null,
    "policies": [
      {
        "policy_id": "6c35d0f0-0e72-4138-bc16-8272b1c0e3e5",
        "name": "AUTO # 123456789",
        "description": "Effective 02/16/2025 - 08/16/2025",
        "carrier_policy_number": "123456789",
        "policy_type": "AUTO",
        "effective_date": "2025-03-16T07:00:00.000Z",
        "expiry_date": "2025-09-16T07:00:00.000Z",
        "renewal_date": "2025-09-16T07:00:00.000Z",
        "canceled_date": null,
        "total_premium_cents": null,
        "carrier_name": "allstate",
        "status": "ACTIVE",
        "limited_access": false,
        "form_of_business": null,
        "deductible_cents": null,
        "paid_in_full": null,
        "amount_due_cents": null,
        "amount_paid_cents": null,
        "is_selected": false,
        "total_estimated_annual_premium_cents": null,
        "total_minimum_premium_cents": null,
        "total_deposit_premium_cents": null,
        "carrier_friendly_name": "Allstate",
        "is_monoline": true,
        "dwellings": [],
        "locations": [],
        "vehicles": [
          {
            "vehicle_id": "25ff9b6c-75c6-4369-b6b6-a1140294cf23",
            "year": 2021,
            "make": "KIA",
            "model": "Telluride",
            "series": "EX",
            "series2": "Wagon body style",
            "type": "MULTIPURPOSE PASSENGER VEHICLE (MPV)",
            "annual_mileage": null,
            "vin": "1ABC2DEF3GH456789",
            "hin": null,
            "serial_number": null,
            "uses": null,
            "purchase_date": null,
            "ownership_type": null,
            "features": null,
            "is_removed": false,
            "data_source": "CARRIER",
            "lien_holder": null,
            "garaging_address": null,
            "lien_holder_address": null,
            "coverages": [],
            "drivers": [
              {
                "first_name": "Lois",
                "middle_name": "",
                "last_name": "Lane",
                "drivers_license": null,
                "date_of_birth_str": null,
                "gender": null,
                "marital_status": null,
                "age": null,
                "age_on_date": null,
                "education": null,
                "occupation": null,
                "age_licensed": null,
                "data_source": "CARRIER",
                "driver_id": "90d0fda0-9ea5-4a58-9dee-a46a3099823b",
                "is_excluded": false
              },
              {
                "first_name": "Clark",
                "middle_name": "J",
                "last_name": "Kent",
                "drivers_license": null,
                "date_of_birth_str": null,
                "gender": null,
                "marital_status": null,
                "age": null,
                "age_on_date": null,
                "education": null,
                "occupation": null,
                "age_licensed": null,
                "data_source": "CARRIER",
                "driver_id": "d880d5e2-7887-4ab9-8890-787d7e414d2e",
                "is_excluded": false
              }
            ],
            "GaragingAddress": null,
            "LienHolderAddress": null
          }
        ],
        "commercial_named_insureds": [],
        "named_insureds": [
          {
            "named_insured_id": "d982455d-e40b-4d4e-abf5-c69ca9882f58",
            "first_name": "Clark",
            "middle_name": "J",
            "last_name": "Kent",
            "full_name": "Clark J Kent",
            "is_primary_named_insured": null
          },
          {
            "named_insured_id": "8fc4ebdd-101b-4e1d-b74c-3119962c2b4f",
            "first_name": "Lois",
            "middle_name": "",
            "last_name": "Lane",
            "full_name": "Lois Lane",
            "is_primary_named_insured": null
          }
        ],
        "transactions": [],
        "notices": [],
        "billing_accounts": [],
        "payments": []
      }
    ],
    "drivers": [
      {
        "first_name": "Clark",
        "middle_name": "J",
        "last_name": "Kent",
        "drivers_license": null,
        "date_of_birth_str": null,
        "gender": null,
        "marital_status": null,
        "age": null,
        "age_on_date": null,
        "education": null,
        "occupation": null,
        "age_licensed": null,
        "data_source": "CARRIER",
        "driver_id": "d880d5e2-7887-4ab9-8890-787d7e414d2e"
      },
      {
        "first_name": "Lois",
        "middle_name": "",
        "last_name": "Lane",
        "drivers_license": null,
        "date_of_birth_str": null,
        "gender": null,
        "marital_status": null,
        "age": null,
        "age_on_date": null,
        "education": null,
        "occupation": null,
        "age_licensed": null,
        "data_source": "CARRIER",
        "driver_id": "90d0fda0-9ea5-4a58-9dee-a46a3099823b"
      }
    ],
    "documents": [
      {
        "document_id": "1ee25a42-ee85-484e-b2d7-07530cb89eda",
        "title": "07-05-2025 - AUTO # 123456789 - Insurance ID Card",
        "date_added": null,
        "document_type": "INSURANCE_ID_CARD",
        "policy_id": null,
        "document_source": "CARRIER",
        "document_parsing_result": null,
        "document_parsing_error_message": null,
        "parser_id": null,
        "policy_transaction_id": null,
        "policy_notice_id": null
      }
    ],
    "addresses": [],
    "claims": [],
    "driving_records": [],
    "loss_events": [],
    "agents": [],
    "non_policy_linked_data": {
      "dwellings": [],
      "vehicles": []
    }
  }
}

Auto Insurance Policy Search

Auto Insurance Policy Search returns verified auto insurance policy information without the need for login credentials.

Carrier-specific Search Input and Output

	Progressive	USAA	American Family
Inputs
Policy Number	Option A	First 9 digits (”USAA number”)	Required
VIN (partial)	Option A (last 6 digits)		Required (last 5 digits)
VIN (full)	Option B	Required
Last Name		Required
Outputs
Declarations Page PDF		✅	Verification of Insurance PDF
Insurance company name	✅	✅	✅
Insurance company address			✅
Policy Status	✅	✅	✅
Policy Effective Date	✅	✅	✅
Policy Expiry Date	✅	✅	✅
Policy Number	✅	✅	✅
Vehicle Details	✅	✅	✅
Vehicle Coverages	Bodily Injury, Property Damage, Comprehensive, Collision	Collision and Comprehensive deductibles	✅
Lienholder name	✅	✅	✅
Lienholder address	✅	✅	✅
Named Insured	✅	✅	✅
Named Insured Address	✅	✅	✅
Agent full name	✅		✅
Agent phone	✅		✅
Agent address			✅

Example Auto Policy Search Result

Fetch the auto insurance policy data via the GET /pulls/:pullId endpoint

{
    "success": true,
    "pull": {
        "answers": [],
        "first_name": "Clark",
        "middle_name": "J",
        "last_name": "Kent",
        "work_phone": null,
        "work_phone_extension": null,
        "mobile_phone": null,
        "home_phone": null,
        "gender": null,
        "marital_status": null,
        "education": null,
        "occupation": null,
        "email": null,
        "account_email": null,
        "phone": null,
        "pull_id": "85fe68d4-8da1-472a-b34d-db9a662ec2fa",
        "status": "SUCCESS",
        "insurance_provider_name": "progressive",
        "team_id": "0f902ea1-908f-4893-839f-fb4ee3501645",
        "widget_id": "cc1acb96-78e7-4a21-8311-115730543c59",
        "is_archived": false,
        "created_at": "2025-06-27T15:24:48.749Z",
        "no_policies": false,
        "no_documents": false,
        "no_claims": false,
        "no_loss_events": false,
        "policies_selection_enabled": false,
        "type": "POLICY_LOOKUP",
        "skipped_product_types": null,
        "insurance_type_selection": null,
        "meta_data": null,
        "insurance_provider_friendly_name": "Progressive",
        "no_drivers": false,
        "account_identifier": null,
        "public_alias": "demo",
        "deleted_at": null,
        "public_url": "https://app.usecanopy.com/c/demo",
        "encountered_mfa": false,
        "funnel": null,
        "policies": [
            {
                "policy_id": "55cd2c6e-4666-4549-96b3-24f58724663e",
                "name": "AUTO # 123456789",
                "description": "Effective 06/22/2025 - 12/22/2025",
                "carrier_policy_number": "123456789",
                "policy_type": "AUTO",
                "effective_date": "2025-06-22T06:00:00.000Z",
                "expiry_date": "2025-12-22T07:00:00.000Z",
                "renewal_date": "2025-12-22T07:00:00.000Z",
                "canceled_date": null,
                "total_premium_cents": null,
                "carrier_name": "progressive",
                "status": "ACTIVE",
                "limited_access": false,
                "form_of_business": null,
                "deductible_cents": null,
                "paid_in_full": null,
                "amount_due_cents": null,
                "amount_paid_cents": null,
                "is_selected": false,
                "total_estimated_annual_premium_cents": null,
                "total_minimum_premium_cents": null,
                "total_deposit_premium_cents": null,
                "carrier_friendly_name": "Progressive",
                "is_monoline": true,
                "dwellings": [],
                "locations": [],
                "vehicles": [
                    {
                        "vehicle_id": "c4c443ed-1799-4074-b868-cbdc5a297704",
                        "year": 2018,
                        "make": "CHEVROLET",
                        "model": "Camaro",
                        "series": "ZL1",
                        "series2": null,
                        "type": "PASSENGER CAR",
                        "annual_mileage": null,
                        "vin": "1ABC2DEF3GH456789",
                        "hin": null,
                        "serial_number": null,
                        "uses": null,
                        "purchase_date": null,
                        "ownership_type": null,
                        "features": null,
                        "is_removed": false,
                        "data_source": "CARRIER",
                        "lien_holder": null,
                        "garaging_address": null,
                        "lien_holder_address": null,
                        "coverages": [
                            {
                                "vehicle_coverage_id": "673d7cdd-49d3-4290-aa53-178353009703",
                                "name": "BODILY_INJURY_LIABILITY",
                                "friendly_name": "Bodily Injury Liability",
                                "premium_cents": null,
                                "per_person_limit_cents": 5000000,
                                "per_person_unlimited": false,
                                "per_incident_limit_cents": 10000000,
                                "per_incident_unlimited": false,
                                "per_day_limit_cents": null,
                                "deductible_cents": null,
                                "actual_cash_value": false,
                                "is_declined": false,
                                "per_mile_premium_tenth_of_cents": null,
                                "max_days": null
                            },
                            {
                                "vehicle_coverage_id": "ccd6f609-5f8a-47db-a4e0-a4cb7ba4072af",
                                "name": "PROPERTY_DAMAGE_LIABILITY",
                                "friendly_name": "Property Damage Liability",
                                "premium_cents": null,
                                "per_person_limit_cents": null,
                                "per_person_unlimited": false,
                                "per_incident_limit_cents": 5000000,
                                "per_incident_unlimited": false,
                                "per_day_limit_cents": null,
                                "deductible_cents": null,
                                "actual_cash_value": false,
                                "is_declined": false,
                                "per_mile_premium_tenth_of_cents": null,
                                "max_days": null
                            },
                            {
                                "vehicle_coverage_id": "02f4f81e-78e0-4c49-a668-d614db360b1d",
                                "name": "COLLISION",
                                "friendly_name": "Collision",
                                "premium_cents": null,
                                "per_person_limit_cents": null,
                                "per_person_unlimited": false,
                                "per_incident_limit_cents": null,
                                "per_incident_unlimited": false,
                                "per_day_limit_cents": null,
                                "deductible_cents": 150000,
                                "actual_cash_value": false,
                                "is_declined": false,
                                "per_mile_premium_tenth_of_cents": null,
                                "max_days": null
                            },
                            {
                                "vehicle_coverage_id": "17d232e5-81e8-4e02-b96f-87a0501c36e1",
                                "name": "COMPREHENSIVE",
                                "friendly_name": "Comprehensive",
                                "premium_cents": null,
                                "per_person_limit_cents": null,
                                "per_person_unlimited": false,
                                "per_incident_limit_cents": null,
                                "per_incident_unlimited": false,
                                "per_day_limit_cents": null,
                                "deductible_cents": 100000,
                                "actual_cash_value": false,
                                "is_declined": false,
                                "per_mile_premium_tenth_of_cents": null,
                                "max_days": null
                            }
                        ],
                        "drivers": [
                            {
                                "first_name": "Clark",
                                "middle_name": "J",
                                "last_name": "Kent",
                                "drivers_license": null,
                                "date_of_birth_str": null,
                                "gender": null,
                                "marital_status": null,
                                "age": null,
                                "age_on_date": null,
                                "education": null,
                                "occupation": null,
                                "age_licensed": null,
                                "data_source": "CARRIER",
                                "driver_id": "9632b541-e755-4c99-9a2d-5b04bcb0829b",
                                "is_excluded": false
                            },
                            {
                                "first_name": "Lois",
                                "middle_name": "",
                                "last_name": "Lane",
                                "drivers_license": null,
                                "date_of_birth_str": null,
                                "gender": null,
                                "marital_status": null,
                                "age": null,
                                "age_on_date": null,
                                "education": null,
                                "occupation": null,
                                "age_licensed": null,
                                "data_source": "CARRIER",
                                "driver_id": "43077ae8-7a68-45c0-b267-0c3151ebcf2f",
                                "is_excluded": false
                            }
                        ],
                        "GaragingAddress": null,
                        "LienHolderAddress": null
                    }
                ],
                "commercial_named_insureds": [],
                "named_insureds": [
                    {
                        "named_insured_id": "c9d1bacf-701d-42f6-a728-385db7f7268e",
                        "first_name": "Clark",
                        "middle_name": "J",
                        "last_name": "Kent",
                        "full_name": null,
                        "is_primary_named_insured": true
                    }
                ],
                "forms_and_endorsements": [],
                "transactions": [],
                "notices": [],
                "billing_accounts": [],
                "payments": [],
                "policy_check": {
                    "status": "NONE",
                    "details": {}
                }
            }
        ],
        "drivers": [
            {
                "first_name": "Clark",
                "middle_name": "J",
                "last_name": "Kent",
                "drivers_license": null,
                "date_of_birth_str": null,
                "gender": null,
                "marital_status": null,
                "age": null,
                "age_on_date": null,
                "education": null,
                "occupation": null,
                "age_licensed": null,
                "data_source": "CARRIER",
                "driver_id": "9632b541-e755-4c99-9a2d-5b04bcb0829b"
            },
            {
                "first_name": "Lois",
                "middle_name": "",
                "last_name": "Lane",
                "drivers_license": null,
                "date_of_birth_str": null,
                "gender": null,
                "marital_status": null,
                "age": null,
                "age_on_date": null,
                "education": null,
                "occupation": null,
                "age_licensed": null,
                "data_source": "CARRIER",
                "driver_id": "43077ae8-7a68-45c0-b267-0c3151ebcf2f"
            }
        ],
        "documents": [],
        "addresses": [],
        "claims": [],
        "driving_records": [],
        "loss_events": [],
        "agents": [
            {
                "agent_info_id": "b7ca38c9-a97d-4562-8a3b-5e88c50195e4",
                "address_id": null,
                "agency_name": null,
                "agent_full_name": "Progressive",
                "phone_number": "8001234567",
                "email": null,
                "agent_code": null,
                "policy_ids": [
                    "55cd2c6e-4666-4549-96b3-24f58724663e"
                ]
            }
        ],
        "non_policy_linked_data": {
            "dwellings": [],
            "vehicles": []
        },
        "policy_check_status": "NONE"
    }
}

Home Insurance Policy Search

Home insurance policy search returns verified home insurance policy information without the need for login credentials.

Carrier-specific Search Input and Output

	USAA	American Family	Liberty Mutual
Inputs
Policy Number	Required	Required	Required
Hurricane Policy Number			Optional
Property Address			Required
House Number	Required
Zip	Required	Required
First Named Insured - First Name			Required
First Named Insured - Last Name			Required
Second Named Insured - First Name			If exists
Second Named Insured - Last Name			If exists
First Mortgagee Name			Required
First Mortgagee Name Line 2			Required
Address			Required
City			Required
State			Required
Zip			Required
Outputs
Meets Fannie Mae Requirements	✅	✅	✅
Named insured	✅	✅	✅
Property Address	✅	✅	✅
Insurance Company Name	✅	✅	✅
Insurance Company Address		✅	✅
Insurance Contact Email		✅	✅
Insurance Contact Phone		✅	✅
Policy Number	✅	✅	✅
Policy Type (HO6, HO3, DP3, etc)	✅		✅
Effective Date	✅	✅	✅
Expiration Date	✅	✅	✅
Policy premium	✅	✅	✅
Total Amount Paid	✅	✅	✅
Total Amount Due	✅	✅	✅
Dwelling coverage	✅	✅	✅
Extended dwelling coverage (if applicable)	✅		✅
Settlement basis	Only if extended dwelling coverage is present, otherwise unknown		✅
Standard extended coverage endorsement			✅
Roof materials settlement basis			✅
Building ordinance coverage (yes or no)		✅	✅
Deductible amount	✅	✅	✅
Wind-loss deductible (if noted separately)	✅	✅	✅
First Mortgagee	✅	✅	✅
Second Mortgagee, for HELOCs (if needed)	✅	✅	✅

Data Return

After you initiate an insurance policy search, you can access the result from the Dashboard or API.

View submissions on the Dashboard
Fetch the insurance policy data via the GET /pulls/:pullId endpoint