| vehicle_coverage_id | string(uuid) | | |
| premium_group_id | string(uuid) | null | ID of the premium group if apart of one | |
| name | string | Name of coverage item | enum: BODILY_INJURY_LIABILITY, PROPERTY_DAMAGE_LIABILITY, COMBINED_SINGLE_LIMIT, SINGLE_LIMIT_LIABILITY, UNINSURED_MOTORIST_BODILY_INJURY_LIABILITY, UNINSURED_MOTORIST_PROPERTY_DAMAGE_LIABILITY, UNINSURED_MOTORIST_BODILY_INJURY_AND_PROPERTY_DAMAGE_LIABILITY, UNINSURED_MOTORISTS, UNDERINSURED_MOTORIST_BODILY_INJURY_LIABILITY, UNDERINSURED_MOTORIST_PROPERTY_DAMAGE_LIABILITY, UNDERINSURED_MOTORIST_BODILY_INJURY_AND_PROPERTY_DAMAGE_LIABILITY, UNDERINSURED_MOTORISTS, UNINSURED_AND_UNDERINSURED_MOTORIST_BODILY_INJURY_LIABILITY, UNINSURED_AND_UNDERINSURED_MOTORIST_PROPERTY_DAMAGE_LIABILITY, UNINSURED_AND_UNDERINSURED_MOTORIST_BODILY_INJURY_AND_PROPERTY_DAMAGE_LIABILITY, UNINSURED_AND_UNDERINSURED_MOTORISTS, SUPPLEMENTAL_UNINSURED_AND_UNDERINSURED_MOTORISTS, SUPPLEMENTAL_SPOUSAL_LIABILITY, SUPPLEMENTAL_SPOUSAL_BODILY_INJURY_LIABILITY, SUPPLEMENTAL_SPOUSAL_PROPERTY_DAMAGE_LIABILITY, MEDICAL_PAYMENTS, PERSONAL_INJURY_PROTECTION, EXTENDED_BENEFITS, WAGE_EARNER_DISABILITY_BENEFITS, ESSENTIAL_SERVICES_DISABILITY_BENEFITS, DEATH_BENEFIT, FUNERAL_BENEFIT, SURVIVORS_LOSS_BENEFIT, PROPERTY_DAMAGE_OTHER_THAN_MOTOR_VEHICLE, RV_MEDICAL, FIRST_PARTY_BENEFIT, FIRST_PARTY_BENEFIT_MEDICAL_EXPENSE, FIRST_PARTY_BENEFIT_ACCIDENTAL_DEATH, FIRST_PARTY_BENEFIT_INCOME_LOSS, FIRST_PARTY_BENEFIT_FUNERAL_EXPENSE, FIRST_PARTY_BENEFIT_EXTRAORDINARY_MEDICAL, FIRST_PARTY_BENEFIT_SURVIVORS_LOSS, COLLISION, COMPREHENSIVE, FULL_GLASS, CUSTOM_PARTS_AND_EQUIPMENT, MOTOR_CARGO, ON_HOOK, RIDESHARE_GAP_PROTECTION, TOWING_AND_LABOR, RENTAL_REIMBURSEMENT, OPTIONAL_BODILY_INJURY_LIABILITY, LOAN_OR_LEASE_ASSISTANCE, EMERGENCY_ROAD_SERVICE, CAR_RENTAL_AND_TRAVEL_EXPENSES, PORTABLE_ELECTRONICS, MECHANICAL_BREAKDOWN, EMERGENCY_EXPENSE, REPLACEMENT_COST_PERSONAL_EFFECTS, VACATION_LIABILITY_COVERAGE, CAR_REPLACEMENT_ASSISTANCE, FULL_TORT, LIMITED_TORT, COLLISION_DEDUCTIBLE_WAIVER, SPARE_PARTS, VEHICLE_PROTECTION, PET_INJURY, KEY_REPLACEMENT |
| friendly_name | string | Friendly name of coverage item | enum: Bodily Injury Liability, Property Damage Liability, Combined Single Limit, Single Limit Liability, Uninsured Motorist Bodily Injury Liability, Uninsured Motorist Property Damage Liability, Uninsured Motorist Bodily Injury & Property Damage Liability, Uninsured Motorists, Underinsured Motorist Bodily Injury Liability, Underinsured Motorist Property Damage Liability, Underinsured Motorist Bodily Injury & Property Damage Liability, Underinsured Motorists, Uninsured / Underinsured Motorist Bodily Injury Liability, Uninsured / Underinsured Motorist Property Damage Liability, Uninsured / Underinsured Motorist Bodily Injury & Property Damage Liability, Uninsured / Underinsured Motorists, Supplemental Uninsured / Underinsured Motorists, Supplemental Spousal Liability, Supplemental Spousal Bodily Injury Liability, Supplemental Spousal Property Damage Liability, Medical Payments, Personal Injury Protection, Extended Benefits, Wage Earner Disability Benefits, Essential Services Disability Benefits, Death Benefit, Funeral Benefit, Survivors Loss Benefit, Damage to Property Other Than a Motor Vehicle, RV Medical, First Party Benefit, First Party Benefit - Medical Expense, First Party Benefit - Accidental Death, First Party Benefit - Income Loss, First Party Benefit - Funeral Expense, First Party Benefit - Extraordinary Medical, First Party Benefit - Survivors Loss, Collision, Comprehensive, Full Glass, Custom Parts and Equipment, Motor Cargo, On Hook, Rideshare Gap Protection, Towing and Labor, Rental Reimbursement, Optional Bodily Injury Liability, Loan or Lease Assistance, Emergency Road Service, Car Rental and Travel Expenses, Portable Electronics, Mechanical Breakdown, Emergency Expense, Replacement Cost Personal Effects, Vacation Liability Coverage, Car Replacement Assistance, Full Tort, Limited Tort, Collision Deductible Waiver, Spare Parts, Vehicle Protection, Pet Injury, Key Replacement |
| premium_cents | integer | null | Premium paid for coverage item, in cents | |
| per_person_limit_cents | integer | null | Per-person limit, in cents | |
| per_person_unlimited | boolean | If true, this coverage has an unlimited per-person limit | |
| per_incident_limit_cents | integer | null | Per-incident limit, in cents | |
| per_incident_unlimited | boolean | If true, this coverage has an unlimited per-incident limit | |
| per_day_limit_cents | integer | null | Per-day limit, in cents | |
| max_days | integer | null | Max days, comes in pairs with per_day_limit_cents | |
| deductible_cents | integer | null | Deductible, in cents | |
| actual_cash_value | boolean | If true, this coverage is Actual Cash Value | |
| is_declined | boolean | If true, this coverage item was declined | |
| is_stacked | boolean | null | If true, this coverage has stacked limits; if false, explicitly non-stacked; if null, stacking not applicable or unknown | |
| pip_deductible_applicability | string | null | Who the PIP deductible applies to | enum: NAMED_INSURED, NAMED_INSURED_AND_RESIDENT_RELATIVES |
| per_mile_premium_tenth_of_cents | integer | null | Premium per mile, in tenth of cents | |
