| dwelling_coverage_id | string(uuid) | ID of the dwelling coverage | |
| name | string | Name of coverage item | enum: DWELLING, BUILDING, OTHER_STRUCTURES, PERSONAL_PROPERTY, CONTENTS, LOSS_OF_USE, FUNGI_BACTERIA_AND_MOLD, PERSONAL_LIABILITY, PREMISES_LIABILITY, DANGEROUS_DOG_AND_EXOTIC_ANIMAL_LIABILITY, TENANT_WATER_DAMAGE_LIABILITY, WORKERS_COMPENSATION_RESIDENCE_EMPLOYEES, MEDICAL_PAYMENTS, PORTABLE_ELECTRONICS, FASHION_ITEMS, FINE_ART, BICYCLE, CAMERA, JEWELRY, MUSICAL_INSTRUMENT, MONEY, SECURITIES, THEFT_OF_FIREARMS, THEFT_OF_SILVERWARE_OR_GOLDWARE, ORDINANCE_OR_LAW, ICC, LOSS_ASSESSMENTS, BASE, REPLACEMENT_COST_FULL_VALUE, REPLACEMENT_COST_DWELLING, REPLACEMENT_COST_CONTENTS, BUILDING_CODES, BUSINESS_PROPERTY, FIRE_DEPARTMENT_SERVICE_CHARGE, WATER_BACKUP_AND_SUMP_OVERFLOW, FOUNDATION_WATER_DAMAGE, MINE_SUBSIDENCE, FORTIFIED_ROOF, EQUIPMENT_BREAKDOWN, PERSONAL_INJURY_PROTECTION, SPECIAL_COMPUTER_COVERAGE, REFRIGERATED_PROPERTY, IDENTITY_THEFT, SERVICE_LINE, PET_DAMAGE, CREDIT_CARD_AND_FUND_TRANSFER, ALL_PERILS, ALL_OTHER_PERILS, WINDSTORM_OR_HAIL, HURRICANE, FLOOD, EARTHQUAKE, NAMED_STORM, WATER_DAMAGE, ADDITIONAL_LIVING_EXPENSE, FAMILY_LIABILITY_PROTECTION, GUEST_MEDICAL_PROTECTION, DAMAGE_TO_PROPERTY_OF_OTHERS |
| friendly_name | string | Friendly name of coverage item | enum: Dwelling, Building, Other Structures, Personal Property, Contents, Loss of Use, Fungi, Bacteria, and Mold, Personal Liability, Premises Liability, Dangerous Dog and Exotic Animal Liability, Tenant Water Damage Liability, Workers Compensation - Residence Employees, Medical Payments, Portable Electronics, Fashion Items, Fine Art, Bicycle, Camera, Jewelry, Musical Instrument, Money, Securities, Theft of Firearms, Theft of Silverware or Goldware, Ordinance or Law, Increased Cost of Compliance, Loss Assessments, Base Liability, Replacement Cost - Full Value, Replacement Cost - Dwelling, Replacement Cost - Contents, Building Codes, Business Property Liability, Fire Department Service Charge, Water Backup and Sump Overflow, Foundation Water Damage, Mine Subsidence, Fortified Roof, Equipment Breakdown, Personal Injury Protection, Special Computer Coverage, Refrigerated Property, Identity Theft, Service Line, Pet Damage, Credit Card and Fund Transfer, All Perils, All Other Perils, Windstorm or Hail, Hurricane, Flood, Earthquake, Named Storm, Water Damage, Additional Living Expense, Family Liability Protection, Guest Medical Protection, Damage to Property of Others |
| premium_cents | integer | null | Premium paid for coverage item, in cents | |
| per_person_limit_cents | integer | null | Per-person limit, in cents | |
| per_person_unlimited | boolean | null | If true, this coverage has an unlimited per-person limit | |
| per_incident_limit_cents | integer | null | Per-incident limit, in cents | |
| per_incident_limit_percent | string | null | Percentage of Dwelling (Coverage A) limit. Example: 2.500 | |
| per_incident_unlimited | boolean | null | If true, this coverage has an unlimited per-incident limit | |
| per_incident_limit_months | integer | null | Duration in months for per-incident limit (e.g., 12 for a 12-month aggregate) | |
| deductible_cents | integer | null | Deductible, in cents | |
| deductible_percent | string | null | Percentage of Dwelling (Coverage A) limit. Example: 2.500 | |
| is_declined | boolean | If true, this coverage item was declined | |
