| dwelling_coverage_id | string(uuid) | ID of the dwelling coverage | |
| name | string | Name of coverage item | enum: ADDITIONAL_LIVING_EXPENSE, ALL_OTHER_PERILS, ALL_PERILS, BASE, BICYCLE, BUILDING, BUILDING_CODES, BUSINESS_PROPERTY, CAMERA, CONTENTS, DAMAGE_TO_PROPERTY_OF_OTHERS, DANGEROUS_DOG_AND_EXOTIC_ANIMAL_LIABILITY, DWELLING, EARTHQUAKE, EQUIPMENT_BREAKDOWN, FAMILY_LIABILITY_PROTECTION, FASHION_ITEMS, FINE_ART, FIRE_DEPARTMENT_SERVICE_CHARGE, FLOOD, FUNGI_BACTERIA_AND_MOLD, GUEST_MEDICAL_PROTECTION, HURRICANE, ICC, IDENTITY_THEFT, JEWELRY, LOSS_ASSESSMENTS, LOSS_OF_USE, MEDICAL_PAYMENTS, MUSICAL_INSTRUMENT, NAMED_STORM, ORDINANCE_OR_LAW, OTHER_STRUCTURES, PERSONAL_INJURY_PROTECTION, PERSONAL_LIABILITY, PERSONAL_PROPERTY, PET_DAMAGE, PORTABLE_ELECTRONICS, PREMISES_LIABILITY, REFRIGERATED_PROPERTY, REPLACEMENT_COST_CONTENTS, REPLACEMENT_COST_DWELLING, REPLACEMENT_COST_FULL_VALUE, SERVICE_LINE, SPECIAL_COMPUTER_COVERAGE, TENANT_WATER_DAMAGE_LIABILITY, WATER_BACKUP_AND_SUMP_OVERFLOW, WINDSTORM_OR_HAIL |
| friendly_name | string | Friendly name of coverage item | enum: Additional Living Expense, All Other Perils, All Perils, Base Liability, Bicycle, Building, Building Codes, Business Property Liability, Camera, Contents, Damage to Property of Others, Dangerous Dog and Exotic Animal Liability, Dwelling, Earthquake, Equipment Breakdown, Family Liability Protection, Fashion Items, Fine Art, Fire Department Service Charge, Flood, Fungi, Bacteria, and Mold, Guest Medical Protection, Hurricane, Increased Cost of Compliance, Identity Theft, Jewelry, Loss Assessments, Loss of Use, Medical Payments, Musical Instrument, Named Storm, Ordinance or Law, Other Structures, Personal Injury Protection, Personal Liability, Personal Property, Pet Damage, Portable Electronics, Premises Liability, Refrigerated Property, Replacement Cost - Contents, Replacement Cost - Dwelling, Replacement Cost - Full Value, Service Line, Special Computer Coverage, Tenant Water Damage Liability, Water Backup and Sump Overflow, Windstorm or Hail |
| premium_cents | integer | null | Premium paid for coverage item, in cents | |
| per_person_limit_cents | integer | null | Per-person limit, in cents | |
| per_person_unlimited | boolean | null | If true, this coverage has an unlimited per-person limit | |
| per_incident_limit_cents | integer | null | Per-incident limit, in cents | |
| per_incident_limit_percent | string | null | Percentage of Dwelling (Coverage A) limit. Example: 2.500 | |
| per_incident_unlimited | boolean | null | If true, this coverage has an unlimited per-incident limit | |
| per_incident_limit_months | integer | null | Duration in months for per-incident limit (e.g., 12 for a 12-month aggregate) | |
| deductible_cents | integer | null | Deductible, in cents | |
| deductible_percent | string | null | Percentage of Dwelling (Coverage A) limit. Example: 2.500 | |
| is_declined | boolean | If true, this coverage item was declined | |
