LocationCoverage

field	type	description	properties
location_coverage_id	string(uuid)	ID of the location coverage
name	string	Name of coverage item	enum: `GENERAL_AGGREGATE`, `PRODUCTS_AND_COMPLETED_OPERATIONS_AGGREGATE`, `BUILDING`, `BUSINESS_PERSONAL_PROPERTY`, `PERSONAL_PROPERTY_OF_OTHERS`, `BUILDING_PROPERTY_OF_OTHERS`, `DAMAGE_TO_PREMISES_RENTED_TO_YOU`, `PROPERTY_DAMAGE_LIABILITY`, `TENANTS_IMPROVEMENTS_AND_BETTERMENTS`, `LIABILITY_AND_MEDICAL_EXPENSES`, `MEDICAL_EXPENSE`, `BUSINESS_INCOME_AND_EXTRA_EXPENSE`, `EMPLOYEE_DISHONESTY_INCLUDING_FORGERY_AND_ALTERATION`, `PERSONAL_AND_ADVERTISING_INJURY`, `FINE_ART`, `THEFT_OF_MONEY_AND_SECURITIES_ON_PREMISES`, `THEFT_OF_MONEY_AND_SECURITIES_OFF_PREMISES`, `OTHER_THAN_THEFT_OF_MONEY_AND_SECURITIES_ON_PREMISES`, `OTHER_THAN_THEFT_OF_MONEY_AND_SECURITIES_OFF_PREMISES`, `EQUIPMENT_BREAKDOWN`, `CUSTOM_PARTS_AND_EQUIPMENT`, `ACCOUNTS_RECEIVABLE`, `VALUABLE_PAPERS_AND_RECORDS_ON_PREMISES`, `VALUABLE_PAPERS_AND_RECORDS_OFF_PREMISES`, `ARSON_OR_THEFT_REWARD`, `DEBRIS_REMOVAL`, `OUTDOOR_SIGNS`, `OUTDOOR_PROPERTY`, `ORDINANCE_OR_LAW`, `WATER_BACKUP_AND_SUMP_OVERFLOW`, `SEWER_AND_DRAIN_BACKUP`, `SPOILAGE`, `EMPLOYMENT_PRACTICES_LIABILITY`, `EMPLOYEE_BENEFITS_LIABILITY`, `FIRE_DEPARTMENT_SERVICE_CHARGE`, `LIQUOR_LIABILITY`, `ALL_PERILS`, `WINDSTORM_OR_HAIL`, `EARTHQUAKE`, `FLOOD`, `BUILDING_GLASS`, `HIRED_AUTO_BODILY_INJURY`, `HIRED_AUTO_PROPERTY_DAMAGE`, `NON_OWNED_AUTO`, `HIRED_AUTO`, `HIRED_AND_NON_OWNED_AUTO`, `FUNGI_BACTERIA_AND_MOLD`, `DATA_COMPROMISE`, `BAILEES_CUSTOMER`, `PROPERTY_IN_TRANSIT`, `EMPLOYER_LIABILITY`, `TERMINAL`, `ANIMAL_DAMAGE_TO_BUILDING`, `BRANDS_AND_LABELS`, `BUSINESS_CARD_FRAUD`, `BUSINESS_INCOME_CIVIL_AUTHORITY`, `BUSINESS_INCOME_OFF_PREMISES_UTILITY_SERVICE_INTERRUPTION`, `BUSINESS_INCOME_DEPENDENT_PROPERTIES`, `BUSINESS_INCOME_OFF_PREMISES_OPERATIONS`, `BUSINESS_INCOME_WEBSITES`, `CLAIM_EXPENSE`, `COLLAPSE`, `COMPUTER_FRAUD`, `COMPUTERS_WORLDWIDE`, `CONTRACT_PENALTIES`, `CYBER_EVENT_VIRUS_MALWARE`, `DETACHED_GARAGE_STORAGE_BUILDING`, `ELECTRONIC_DATA`, `FIRE_EXTINGUISHER_RECHARGE`, `FORGERY_ALTERATION`, `FUNDS_TRANSFER_FRAUD`, `IDENTITY_THEFT_RECOVERY`, `INTERRUPTION_OF_COMPUTER_OPERATIONS`, `LEASE_ASSESSMENT`, `LOCK_AND_KEY_REPLACEMENT`, `LOST_KEYS`, `NEWLY_ACQUIRED_OR_CONSTRUCTED_PROPERTY`, `NONOWNED_DETACHED_TRAILERS`, `OFF_PREMISES_UTILITY_SERVICES`, `PAIRS_OR_SETS`, `PAVED_SURFACES`, `PERSONAL_EFFECTS`, `POLLUTANTS_CONTAMINANTS_CLEANUP`, `PRESERVATION_OF_PROPERTY`, `PROPERTY_OFF_PREMISES`, `PROPERTY_ON_OTHER_PREMISES`, `SALESPERSONS_SAMPLES`, `TEMPERATURE_CHANGE_SPOILAGE`, `TENANT_BUILDING_BPP_COVERAGE`, `THEFT_DAMAGE_TO_BUILDING`, `TRANSIT_BUSINESS_INCOME`, `TRANSIT_COVERAGE`, `VALUATION_CHANGES`, `WATER_OR_OTHER_MATERIAL_DAMAGE`, `BLANKET_ADDITIONAL_INSURED`, `CYBER_EVENT_VIRUS_MALWARE_DIGITAL_RANSOM_EXTORTION_SUBLIMIT`, `EXPEDITING_EXPENSES`, `TENANT_MOVE_BACK_EXPENSES`, `LEASE_CANCELLATION`, `EQUIPMENT_BREAKDOWN_EXPEDITING_EXPENSES_SUBLIMIT`, `EQUIPMENT_BREAKDOWN_HAZARDOUS_SUBSTANCE_CLEANUP_SUBLIMIT`, `EQUIPMENT_BREAKDOWN_LEGAL_DEFENSE_SUBLIMIT`, `EQUIPMENT_BREAKDOWN_SUPPLEMENTARY_PAYMENTS_SUBLIMIT`, `EQUIPMENT_BREAKDOWN_COMPUTERS_AND_DATA_RESTORATION_SUBLIMIT`, `EQUIPMENT_BREAKDOWN_SPOILAGE_SUBLIMIT`, `EQUIPMENT_BREAKDOWN_CFC_REFRIGERANT_SUBLIMIT`, `EQUIPMENT_BREAKDOWN_AMMONIA_CONTAMINATION_SUBLIMIT`, `EQUIPMENT_BREAKDOWN_WATER_DAMAGE_SUBLIMIT`, `EQUIPMENT_BREAKDOWN_SERVICE_INTERRUPTION`, `ORDINANCE_OR_LAW_INCREASED_CONSTRUCTION_COST_SUBLIMIT`, `ORDINANCE_OR_LAW_UNDAMAGED_PORTION_SUBLIMIT`, `ORDINANCE_OR_LAW_DEMOLITION_COST_SUBLIMIT`, `ORDINANCE_OR_LAW_INCREASED_PERIOD_OF_RESTORATION_SUBLIMIT`, `ORDINANCE_OR_LAW_EQUIPMENT_SUBLIMIT`, `IDENTITY_THEFT_RECOVERY_LOST_WAGES_CARE_EXPENSE_SUBLIMIT`, `IDENTITY_THEFT_RECOVERY_MENTAL_HEALTH_TREATMENT_SUBLIMIT`, `NEWLY_ACQUIRED_PROPERTY_BUSINESS_INCOME_SUBLIMIT`, `NEWLY_ACQUIRED_PROPERTY_PERSONAL_PROPERTY_SUBLIMIT`, `DATA_COMPROMISE_RESPONSE_EXPENSES_SUBLIMIT`, `DATA_COMPROMISE_EXTORTION_THREATS_SUBLIMIT`, `DATA_COMPROMISE_DEFENSE_AND_LIABILITY_SUBLIMIT`, `DATA_COMPROMISE_FINES_AND_PENALTIES_SUBLIMIT`, `DATA_COMPROMISE_PCI_LOSS_SUBLIMIT`, `LEASEHOLD_IMPROVEMENTS`, `MONEY_ORDERS_AND_COUNTERFEIT_CURRENCY`, `DIRECTORS_AND_OFFICERS_LIABILITY`, `FOOD_CONTAMINATION`, `TELEPHONE_FRAUD`, `KIDNAP_AND_RANSOM`, `SEXUAL_MISCONDUCT_ABUSE_LIABILITY`, `MOTEL_WATERCRAFT_LIABILITY`, `SWIMMING_POOL`, `SOCIAL_ENGINEERING_FRAUD`, `LOSS_OF_RENTAL_VALUE`, `MEDIA_LIABILITY`, `CYBER_LIABILITY`, `LEGAL_EXPENSE`, `VIOLENT_INCIDENT_RESPONSE`, `VIOLENT_INCIDENT_RESPONSE_INDIVIDUAL_COUNSELING_SUBLIMIT`, `VIOLENT_INCIDENT_RESPONSE_MEDICAL_EXPENSES_SUBLIMIT`, `VIOLENT_INCIDENT_RESPONSE_INDIVIDUAL_EXPENSES_SUBLIMIT`, `VIOLENT_INCIDENT_RESPONSE_ORGANIZATIONAL_EXPENSES_SUBLIMIT`, `CONFERENCE_CANCELLATION`, `DONATION_ASSURANCE`, `EMERGENCY_REAL_ESTATE_CONSULTING_FEE`, `FUNDRAISING_EVENT_BLACKOUT`, `IMAGE_RESTORATION_COUNSELING`, `POLITICAL_UNREST`, `TEMPORARY_MEETING_SPACE`, `TERRORISM_TRAVEL_REIMBURSEMENT`, `TRAVEL_ACCIDENT_BENEFIT`, `TRAVEL_DELAY_REIMBURSEMENT`, `BODILY_INJURY_BY_ACCIDENT`, `BODILY_INJURY_BY_DISEASE`, `ERRORS_AND_OMISSIONS`
friendly_name	string	Friendly name of coverage item	enum: `General Aggregate`, `Products and Completed Operations Aggregate`, `Building`, `Business Personal Property`, `Personal Property of Others`, `Building Property of Others`, `Damage to Premises Rented to You`, `Property Damage Liability`, `Tenants Improvements and Betterments`, `Liability and Medical Expenses`, `Medical Expense`, `Business Income and Extra Expense`, `Employee Dishonesty Including Forgery and Alteration`, `Personal and Advertising Injury`, `Fine Art`, `Theft of Money and Securities on Premises`, `Theft of Money and Securities off Premises`, `Other Than Theft of Money and Securities on Premises`, `Other Than Theft of Money and Securities off Premises`, `Equipment Breakdown`, `Custom Parts and Equipment`, `Accounts Receivable`, `Valuable Papers and Records on Premises`, `Valuable Papers and Records off Premises`, `Arson or Theft Reward`, `Debris Removal`, `Outdoor Signs`, `Outdoor Property`, `Ordinance or Law`, `Water Backup and Sump Overflow`, `Backup of Sewers and Drains`, `Spoilage`, `Employment Practices Liability`, `Employee Benefits Liability`, `Fire Department Service Charge`, `Liquor Liability`, `All Perils`, `Windstorm or Hail`, `Earthquake`, `Flood`, `Building Glass`, `Hired Auto Bodily Injury`, `Hired Auto Property Damage`, `Non-Owned Auto`, `Hired Auto`, `Hired and Non-Owned Auto`, `Fungi`, `Data Compromise`, `Bailee's Customer`, `Property in Transit`, `Employer Liability`, `Terminal`, `Animal Damage to Building`, `Brands and Labels`, `Business Card Fraud`, `Business Income from Civil Authority`, `Business Income from Off-Premises Utility Service Interruption`, `Business Income from Dependent Properties`, `Business Income from Off-Premises Operations`, `Business Income from Websites`, `Claim Expense`, `Collapse`, `Computer Fraud`, `Computers Worldwide`, `Contract Penalties`, `Cyber Event / Virus and Malware`, `Detached Garage / Storage Building`, `Electronic Data`, `Fire Extinguisher Recharge`, `Forgery or Alteration`, `Funds Transfer Fraud`, `Identity Theft Recovery`, `Interruption of Computer Operations`, `Lease Assessment`, `Lock and Key Replacement`, `Lost Keys`, `Newly Acquired or Constructed Property`, `Non-Owned Detached Trailers`, `Off-Premises Utility Services`, `Pairs or Sets`, `Paved Surfaces`, `Personal Effects`, `Pollutants and Contaminants Cleanup`, `Preservation of Property`, `Property Off-Premises`, `Property on Other Premises`, `Salespersons Samples`, `Spoilage from Temperature Change of Autos Owned`, `Tenant Building/Business Personal Property Coverage`, `Theft Damage to Building`, `Transit Business Income`, `Transit Coverage`, `Valuation Changes`, `Water Damage or Other Material Damage`, `Blanket Additional Insured`, `Cyber Event: Digital Ransom and Extortion Threat Sublimit`, `Expediting Expenses`, `Lessor's Tenant Move Back Expenses`, `Lessor's Lease Cancellation`, `Equipment Breakdown: Expediting Expenses Sublimit`, `Equipment Breakdown: Hazardous Substance Cleanup Sublimit`, `Equipment Breakdown: Legal Defense Sublimit`, `Equipment Breakdown: Supplementary Payments Sublimit`, `Equipment Breakdown: Computers and Data Restoration Sublimit`, `Equipment Breakdown: Spoilage Sublimit`, `Equipment Breakdown: CFC Refrigerant Sublimit`, `Equipment Breakdown: Ammonia Contamination Sublimit`, `Equipment Breakdown: Water Damage`, `Equipment Breakdown: Service Interruption`, `Ordinance or Law: Increased Construction Cost Sublimit`, `Ordinance or Law: Undamaged Portion Sublimit`, `Ordinance or Law: Demolition Cost Sublimit`, `Ordinance or Law: Increased Period of Restoration Sublimit`, `Ordinance or Law: Equipment Coverage Sublimit`, `Identity Theft Recovery: Lost Wages/Care Expense Sublimit`, `Identity Theft Recovery: Mental Health Treatment Sublimit`, `Newly Acquired Property: Business Income Sublimit`, `Newly Acquired Property: Personal Property Sublimit`, `Data Compromise: Response Expenses Sublimit`, `Data Compromise: Extortion Threats Sublimit`, `Data Compromise: Defense and Liability Sublimit`, `Data Compromise: Fines and Penalties Sublimit`, `Data Compromise: PCI Loss Sublimit`, `Leasehold Improvements`, `Money Orders and Counterfeit Money/Currency`, `Directors & Officers Liability`, `Food Contamination`, `Telephone (Toll) Fraud`, `Kidnap and Ransom`, `Sexual Misconduct/Abuse Liability`, `Motel Watercraft Liability`, `Swimming Pool`, `Social Engineering Fraud`, `Loss of Rental Value`, `Media Liability`, `Cyber Liability`, `Legal Expense`, `Violent Incident Response`, `Violent Incident Response: Individual Counseling Sublimit`, `Violent Incident Response: Medical Expenses Sublimit`, `Violent Incident Response: Individual Expenses Sublimit`, `Violent Incident Response: Organizational Expenses Sublimit`, `Conference Cancellation`, `Donation Assurance`, `Emergency Real Estate Consulting Fee`, `Fundraising Event Blackout`, `Image Restoration and Counseling`, `Political Unrest`, `Temporary Meeting Space`, `Terrorism Travel Reimbursement`, `Travel Accident Benefit`, `Travel Delay Reimbursement`, `Bodily Injury by Accident`, `Bodily Injury by Disease`, `Errors & Omissions`
premium_cents	integer \| null	Premium paid for coverage item, in cents
per_person_limit_cents	integer(int64) \| null	Per-person limit, in cents	minimum: 0 maximum: 9007199254740991
per_incident_limit_cents	integer(int64) \| null	Per-incident limit, in cents	minimum: 0 maximum: 9007199254740991
per_term_limit_cents	integer(int64) \| null	Per-term (aggregate) limit, in cents	minimum: 0 maximum: 9007199254740991
per_policy_year_limit_cents	integer(int64) \| null	Per-policy-year limit, in cents	minimum: 0 maximum: 9007199254740991
per_day_limit_cents	integer(int64) \| null	Per-day limit, in cents	minimum: 0 maximum: 9007199254740991
business_income_limit_cents	integer(int64) \| null	Business income limit, in cents	minimum: 0 maximum: 9007199254740991
per_employee_limit_cents	integer(int64) \| null	Per-employee limit, in cents	minimum: 0 maximum: 9007199254740991
als_months	integer \| null	Actual loss sustained limit, in months
seasonal_increase_percent	integer \| null	Percentage automatic limit increase per season
extended_business_income_duration	string \| null	Duration of extended business income coverage (ISO 8601). Example: `P60D` = 60 days
period_of_restoration_duration	string \| null	Period of restoration (ISO 8601). Example: `P12M` = 12 months
duration_of_coverage_duration	string \| null	Duration of coverage (ISO 8601). Example: `P30D` = 30 days
waiting_period_duration	string \| null	Waiting period (ISO 8601). Example: `PT12H` = 12 hours
limit_percent	string \| null	Percentage covered. Example: `80.000`
deductible_cents	integer \| null	Deductible, in cents
deductible_percent	string \| null	Percentage of Building limit. Example: `2.500`
is_declined	boolean	If true, this coverage item was declined